Nucleus Software has announced the successful go-live of its flagship digital lending platform, FinnOne Neo®, at Tamilnad Mercantile Bank (TMB). For a bank with a rich legacy of over 100 years, this rollout marks a decisive step forward in its long-term digital transformation journey. The implementation positions TMB to deliver a smarter, faster, and more transparent lending experience across its retail, MSME, and corporate portfolios.
With FinnOne Neo® now fully deployed, TMB moves toward a unified digital lending ecosystem that allows loan journeys—right from onboarding to disbursal—to become significantly quicker and more seamless. The system brings greater visibility across credit workflows, enhances governance through rule-based automation, and introduces stronger audit-ready controls. This modern infrastructure also strengthens TMB’s risk oversight, helping the bank make sharper, more consistent credit decisions while maintaining portfolio quality.
The new platform gives TMB the agility to launch lending products faster, scale operations efficiently, and respond swiftly to evolving market conditions. More importantly, it supports the bank’s mission of deepening financial inclusion by offering customers a more reliable, convenient, and intelligent borrowing experience.
The collaboration between Nucleus Software and TMB combines the bank’s century-old banking expertise with the technology firm’s global leadership in digital credit transformation. The successful go-live showcases the strength of this partnership, which is rooted in a shared vision of modernizing credit delivery for the next decade.
As India’s BFSI landscape rapidly adopts AI-driven, real-time, and customer-centric lending models, this deployment places TMB at the forefront of transformation. With FinnOne Neo® powering its backend, the bank is now better equipped to build future-ready credit products, enhance risk management frameworks, and deliver superior digital experiences at scale.
