Chennai-based Cholamandalam Financial Holdings Limited (CFHL) has reported a consolidated profit after tax (PAT) of ₹5,485 crore for the fiscal year ending 31 March 2026. This marks a 16% increase from the ₹4,740 crore recorded in the previous year.
The company’s consolidated total income for the year reached ₹39,576 crore, reflecting an 18% growth compared to ₹33,460 crore in the previous fiscal year. For the quarter ending 31 March 2026, CFHL achieved a consolidated PAT of ₹1,626 crore, a 19% rise from ₹1,362 crore in the same quarter of the previous year. The consolidated total income for this quarter was ₹10,520 crore, up 17% from ₹9,009 crore in the corresponding period last year.
Cholamandalam Investment & Finance Company Ltd (CIFCL), in which CFHL holds a 43.76% stake, disbursed ₹32,913 crore in Q4 FY26, registering a 25% increase from ₹26,417 crore in Q4 FY25. CIFCL’s PAT for the quarter was ₹1,641 crore, a 30% growth from ₹1,267 crore in the previous year’s corresponding quarter, while the annual PAT stood at ₹5,220 crore, up 23% from ₹4,259 crore.
Cholamandalam MS General Insurance Company Ltd (CMSGICL), a subsidiary in which CFHL holds a 60% stake, reported a Gross Written Premium (GWP) of ₹2,398 crore in Q4 FY26, an 8% increase from ₹2,224 crore in the previous year’s corresponding quarter. However, CMSGICL incurred a loss of ₹5 crore in Q4 FY26 due to fair value changes in equity, compared to a profit of ₹118 crore in the previous year. The annual GWP was ₹9,110 crore, a 6% increase from ₹8,564 crore, with a PAT of ₹253 crore, down from ₹484 crore the previous year.
Cholamandalam MS Risk Services Ltd, a joint venture with a 49.5% stake held by CFHL, recorded a total income of ₹28.98 crore for Q4 FY26, up from ₹24.79 crore in the same quarter the previous year. The PAT for the quarter was ₹3.55 crore, slightly down from ₹3.63 crore in the previous year. For the entire fiscal year, the total income was ₹98.78 crore, with a PAT of ₹7.73 crore, compared to ₹83.20 crore and ₹7.07 crore, respectively, in the previous year.
On a standalone basis, CFHL’s total income for Q4 FY26 was ₹52.38 crore, with a PAT of ₹38.48 crore, compared to ₹51.53 crore and ₹37.60 crore, respectively, in the previous year. The annual total income was ₹89.79 crore, with a PAT of ₹70.41 crore, up from ₹86.20 crore and ₹64.40 crore, respectively, in the previous year.
The Board of Directors has recommended a final dividend of 130%, amounting to ₹1.30 per equity share of face value of Re.1, subject to shareholder approval at the upcoming Annual General Meeting.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).