Private sector lender Karur Vysya Bank reported strong fourth-quarter earnings for FY26, driven by healthy growth in net interest income and higher other income.
The bank posted a net profit of ₹725 crore in Q4FY26, marking a sharp 41.2% year-on-year (YoY) rise compared to ₹513.4 crore reported in the corresponding quarter last year.
Net Interest Income (NII), a key measure of a bank’s core earnings, increased 25% YoY to ₹1,359 crore against ₹1,088 crore in Q4FY25, reflecting steady loan growth and improved operating performance.
Karur Vysya Bank also witnessed healthy traction in non-interest revenue during the quarter. Other income rose 20.9% YoY to ₹615 crore from ₹509 crore in the year-ago period.
On the asset quality front, the bank’s Gross Non-Performing Asset (GNPA) ratio stood at 0.75% in Q4FY26 compared to 0.71% in the previous quarter. Meanwhile, Net NPA remained flat at 0.19% on a quarter-on-quarter (QoQ) basis, indicating stable asset quality despite a marginal rise in gross bad loans.
The strong earnings performance highlights continued business momentum for Karur Vysya Bank amid improving credit demand and stable asset quality trends in the banking sector.