Karur Vysya Bank shares surge over 3% following Q3 FY25 results

Karur Vysya Bank (KVB) shares witnessed a 3.18% rise to ₹225.10 during today’s trading session, buoyed by strong Q3 FY25 financial results. The bank showcased notable improvements in profitability, income growth, and asset quality.

Key Financial Metrics (₹ in Crores):

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  • Net Profit (PAT):
    • Q3 FY25: ₹496.03 crore
    • QoQ: Increased by 4.87% from ₹473.60 crore in Q2 FY25
    • YoY: Increased by 20.47% from ₹411.63 crore in Q3 FY24
  • Gross NPA (Non-Performing Assets):
    • Improved to ₹690.92 crore (0.83% of total advances) from ₹885.61 crore (1.10%) in Q2 FY25
    • YoY: Declined significantly from ₹1,151.86 crore (1.58%) in Q3 FY24
  • Net NPA:
    • Reduced to ₹166.69 crore (0.20%) from ₹219.22 crore (0.28%) in Q2 FY25
    • YoY: Improved significantly from ₹305.27 crore (0.42%) in Q3 FY24
  • Total Income:
    • Q3 FY25: ₹2,953.44 crore
    • QoQ: Increased by 3.51% from ₹2,856.01 crore in Q2 FY25
    • YoY: Increased by 18.25% from ₹2,497.17 crore in Q3 FY24
  • Operating Profit:
    • Q3 FY25: ₹815.27 crore
    • QoQ: Marginal increase from ₹816.24 crore in Q2 FY25
    • YoY: Increased by 20.17% from ₹675.90 crore in Q3 FY24

Operational Highlights:

  • Enhanced Asset Quality: The reduction in Gross and Net NPA levels reflects the bank’s improved risk management and asset quality measures.
  • Consistent Income Growth: Growth in net interest income (NII) and overall revenue demonstrates effective lending and income strategies.
  • Profitability Drivers: Lower provisions and controlled expenses significantly boosted the bank’s profitability.

Market Impact:

The bank’s strong financial performance and reduced non-performing asset ratios have boosted investor confidence, leading to today’s stock price surge. Karur Vysya Bank continues to strengthen its position in the banking sector, supported by steady growth and operational efficiency.


Disclaimer: The information provided is for informational purposes only and should not be considered as financial or investment advice. Stock market investments are subject to market risks. Always conduct your own research or consult a financial advisor before making investment decisions.