Capital Small Finance Bank (CSFB) has reported a 5% quarter-on-quarter growth in gross advances, reaching ₹6,718 crore for Q2 FY25. The secured portfolio stands robust at 99.8%, showcasing the bank’s focus on secure lending. On a year-on-year basis, gross advances have seen a rise of 15%.
The bank’s asset quality remains strong, with Gross Non-Performing Assets (NPAs) recorded at 2.6% of the gross advances, a slight improvement from 2.7% in the previous quarter and the same quarter last year.
Total deposits for the quarter grew by 11% year-on-year, reaching ₹7,780 crore. The bank maintained a healthy Current Account Savings Account (CASA) ratio of 37.1%.
Additionally, the bank’s Credit-Deposit (CD) ratio averaged 82.4% for the quarter, up from 79.6% in the previous quarter and 79.1% in the same quarter last year. The average Liquidity Coverage Ratio (LCR) stood at 238.1%, indicating a strong liquidity position compared to 215.5% in the previous quarter and 246.1% in the year-ago period.
