Aavas Financiers has reported a notable growth in its assets under management (AUM), which reached approximately ₹235 billion as of 31 March 2026, marking a 15% year-on-year increase. The company also saw a significant rise in disbursements, which totalled around ₹23.5 billion for the fourth quarter of FY26, reflecting a 16% increase year-on-year and a 36% increase quarter-on-quarter.
The company’s asset quality showed improvement, with the 1+ DPD (days past due) ratio improving by 63 basis points quarter-on-quarter to approximately 3.17%. Additionally, the gross stage 3 assets improved by 12 basis points quarter-on-quarter, standing at around 1.07% as of the end of March 2026.
Aavas Financiers expanded its branch network, adding 38 new branches during FY26, bringing the total to 435 branches. The company’s credit rating outlook was upgraded from stable to positive by CARE and ICRA, with an AA/Positive rating. Furthermore, the company successfully placed incremental securitised (DA) loan portfolios worth approximately ₹4.7 billion in March 2026, with ₹5 billion ICRA AAA (SO) rated PTCs.
The company’s incremental borrowings for the fourth quarter of FY26 were approximately ₹20.6 billion, and it maintained a robust liquidity position of around ₹31.9 billion as of 31 March 2026.
The reported figures for the quarter and financial year ended 31 March 2026 are provisional and subject to review and approval by the Audit Committee, Board of Directors, and Joint Statutory Auditors of Aavas Financiers.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).