PayPal has introduced a preferential pricing programme offering reduced cross-border transaction fees to a select group of business account holders in India, as part of a limited-time opt-in initiative.
Under the programme, eligible users can avail a reduced cross-border commercial transaction fee of 2.40% plus a fixed fee, subject to successful enrolment before April 30, 2026. The updated pricing is applicable to standard cross-border commercial transactions processed via PayPal after the opt-in is completed.
The offer is being extended only to users who meet specific eligibility criteria, including holding an active PayPal business account in good standing and receiving a direct communication from the company regarding the pricing update. Users already benefiting from discounted or negotiated transaction fees are not eligible under this programme.
According to the details shared, the revised fee structure will come into effect within 12 business days from the date of opt-in and will apply to all eligible cross-border payments thereafter. However, additional charges such as currency conversion fees and applicable taxes will continue to be levied separately.
The initiative highlights PayPal’s focus on supporting cross-border commerce for Indian businesses, particularly those engaged in international transactions. By offering reduced fees to a targeted segment of merchants, the company appears to be incentivising higher transaction volumes while strengthening its position in the global payments ecosystem.
The programme remains subject to PayPal’s terms and conditions, and the company retains the right to modify or withdraw the offer based on account eligibility and compliance with its user agreement.