Banks across India will remain closed for several days in April 2026, with holidays varying across states depending on regional festivals and observances. In total, banks could remain shut for up to 14 days in the month, including weekends, second and fourth Saturdays, and public holidays. Since bank holidays differ from state to state, customers are advised to check their local holiday calendar before planning branch visits.
April 2026 Bank Holidays — Complete Date-Wise List
April 1, Wednesday: Annual Closing of Accounts — All India. Banks complete year-end accounting processes for financial year 2025-26. This administrative holiday is mandatory across all banks in India, meaning no branch services will be available. Banks in Mizoram, Sikkim, Nagaland, Jharkhand, Meghalaya, and Himachal Pradesh remain open.
April 2, Thursday: Maundy Thursday — Banks in Kerala will remain closed.
April 3, Friday: Good Friday — Observed in most cities except Agartala, Chandigarh, Guwahati, Jaipur, Jammu, and Srinagar.
April 5, Sunday: Weekly holiday. All banks closed nationwide.
April 6, Saturday: First Saturday — Banks open nationally.
April 12, Sunday: Weekly holiday.
April 13, Saturday: Second Saturday — All banks closed nationwide.
April 14, Tuesday: Dr B.R. Ambedkar Jayanti and regional festivals — observed across many states.
April 15, Wednesday: Bengali New Year’s Day (Nababarsha), Bohag Bihu, Vishu, Himachal Day — banks closed in Agartala, Guwahati, Itanagar, Kochi, Kolkata, Shimla, and Thiruvananthapuram.
April 16, Thursday: Bohag Bihu — Banks in Assam will remain closed.
April 19, Sunday: Weekly holiday.
April 20, Monday: Basava Jayanti, Akshaya Tritiya — Banks closed in Bengaluru.
April 21, Tuesday: Garia Puja — Banks in Tripura will remain closed.
April 26, Sunday: Weekly holiday.
April 25, Saturday: Fourth Saturday — All banks closed nationwide.
Important Saturdays at a Glance
As per RBI guidelines, banks observe the second and fourth Saturdays of every month as holidays. The fourth Saturday, April 25, will see all banks closed. The first and third Saturdays, April 6 and April 19, are working days for banks.
State-Wise Holiday Highlights
For customers in specific states, here is what April looks like.
West Bengal and Kolkata: Closed April 1 (annual closing), April 3 (Good Friday), April 14 (Ambedkar Jayanti), April 15 (Bengali New Year Nababarsha), plus Sundays and the fourth Saturday.
Kerala and Kochi: Closed April 2 (Maundy Thursday), April 3 (Good Friday), April 14 (Ambedkar Jayanti), April 15 (Vishu), plus Sundays and the fourth Saturday.
Assam and Guwahati: Closed April 3 (Good Friday), April 14 (Ambedkar Jayanti), April 15 and 16 (Bohag Bihu), plus Sundays and the fourth Saturday.
Karnataka and Bengaluru: Closed April 1 (annual closing), April 3 (Good Friday), April 14 (Ambedkar Jayanti), April 20 (Basava Jayanti and Akshaya Tritiya), plus Sundays and the fourth Saturday.
Delhi, Maharashtra, Tamil Nadu, Uttar Pradesh, Gujarat: Closed April 1 (annual closing), April 3 (Good Friday), April 14 (Ambedkar Jayanti), plus Sundays and the fourth Saturday.
What Stays Open During Bank Holidays
While physical bank branches will remain closed on the above dates, customers need not worry about essential services. Digital banking platforms such as internet banking, mobile apps, and UPI will function normally throughout the month. ATMs will also remain operational for cash withdrawals.
Services that require branch visits, such as cheque clearances, large cash deposits and demand draft issuance, will not be accessible on these dates. Customers are advised to plan transactions in advance and make use of digital banking to avoid inconvenience.
Plan Around the Cluster Holidays
April 2026 has two notable clusters of consecutive holidays that require advance planning. The first cluster is April 1 to April 3, three consecutive days of closures covering the annual account closing, Maundy Thursday in some states, and Good Friday in most states. The second cluster around April 14 and 15 covers Ambedkar Jayanti and multiple regional New Year and festival holidays simultaneously across several states.
Customers with time-sensitive banking requirements including maturing fixed deposits, EMI payments, large cash requirements, or demand draft needs should plan around these clusters to avoid being caught without access to branch services during consecutive holiday periods.
Bank holiday information is sourced from RBI official holiday calendar and published sources including BusinessToday, Deccan Herald, and Outlook Business as of April 1, 2026. Holiday observance may vary by bank and branch. Customers are advised to confirm with their specific bank branch before visiting. This article is for informational purposes only.