If you are planning a trip to Singapore and wondering if travel insurance is mandatory, no, it’s not. However, having comprehensive travel insurance safeguards your trip and protects you and your loved ones from medical and travel emergencies in a foreign land.
Singapore is known for its vibrant neighbourhoods, rich cultural heritage, mouthwatering delicacies and magnificent architecture. While this is a must-visit destination, it also has expensive healthcare systems and flight delays due to stormy weather. Here’s why buying travel insurance online before your Singapore trip is a must for a seamless travel experience.
Benefits of Travel Insurance for Singapore
Coverage Against High Medical Expenses
Food allergies can cause health concerns for you in Singapore, especially if you have gluten sensitivity. Good news is that Singapore has one of the most efficient healthcare systems. However, medical expenses are also higher. With Singapore travel insurance, you receive coverage against emergency hospitalisation and treatment while travelling to the country.
Coverage Against Flight Delays and Cancellations
Flight delays and cancellations are a recurrent issue in Singapore due to its rainy or stormy weather. While they might seem like minor inconveniences, they result in additional unexpected financial expenses, such as from emergency accommodation, meals or booking alternate transportation. Travel insurance covers such expenses and reduces financial losses.
Diverse Plan Options
Insurance providers often offer a wide range of plans with different coverage and prices. These plans offer additional assistance services and seamless policy extensions. Such plans ensure that all types of travellers, with varied medical and travel needs, receive tailored coverage.
Coverage for Family Members
Whether you are a solo traveller or travelling with your family, travel insurance covers travellers of different age groups. Additionally, you can look for more specified coverage if you are a student or travelling with your senior citizen parents.
Round the Clock Assistance
Imagine losing your passport or requiring assistance during a claim process in a foreign country. Such trip emergencies are often overwhelming, especially if you do not have anyone to turn to or are not comfortable with the languages officially spoken in Singapore (Malay, Tamil, English and Mandarin). However, the best travel insurance providers offer 24/7 customer assistance for all such queries.
Loss of Baggage Cover
Losing checked-in baggage at the Singapore Changi airport is not uncommon. This can ruin your travel experience and causes stress to manage the additional costs of replacing your essentials. With a comprehensive travel insurance plan, you get baggage cover that offers financial assistance in case of a baggage loss or delay.
Importance of Travel Insurance Explained With an Example
Assume Priti and Priya are two solo travellers visiting Singapore for leisure. Their flight back to India got delayed by 24 hours due to unpredictable weather conditions. Since the delay is over 12 hours, both look for accommodation and plan their finances for the additional stay.
However, Priti has secured her trip with a comprehensive travel insurance plan that offers coverage for flight delays and cancellations. But Priya does not have one and will have to bear the additional cost from her own pockets. Here is what their expenses will look like:
| Additional Expense | For Priti (With Insurance) | For Priya (Without Insurance) |
| Hotel Stay (1 night) | 0 – Covered by Insurance | ₹8,000 |
| Meals | 0 – Covered by Insurance | ₹2,500 |
| Transportation | 0 – Covered by Insurance | ₹1,500 |
| Total Out-of-Pocket Expenses | 0 | ₹12,000 |
The expenses increase significantly without travel insurance. While it is a seemingly small investment, it protects you from unexpected financial losses, making it a must-have for any trip.
Invest in TATA AIG Travel Insurance for a Secure Trip
Travelling to a foreign country is an exciting experience. However, trip interruptions such as flight delays or medical emergencies can cause distress and financial burdens. Thus, invest in TATA AIG’s travel insurance plan to safeguard your belongings and your travel and have a worry-free travel experience.
TATA AIG offers specified coverage for Singapore trips, providing three different plan options for you to choose from – Silver, Silver Plus and Gold. Designed carefully, these plans offer increasing levels of coverage and allow you to customise your plan according to your travel and budget needs.
Additionally, their quick claim settlement, round-the-clock support and simple online process make buying and claiming your insurance easy. TATA AIG offers plans for Singapore with high sum insured and comprehensive coverage at affordable rates, starting with ₹25.6 per day. With their plans, you can travel with confidence and rest assured that all your emergencies are covered.
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