Ujjivan Small Finance Bank (Ujjivan SFB) reported a significant decline in net profit for Q2 FY26, with earnings falling 48% year-on-year (YoY) to ₹121.7 crore compared to ₹233 crore in the same period last year.
The bank’s net interest income (NII) remained relatively stable, declining slightly by 2.4% to ₹921.7 crore from ₹944 crore YoY, reflecting steady core banking operations despite challenging market conditions.
On the asset quality front, Ujjivan SFB demonstrated improvement. The gross non-performing assets (GNPA) ratio fell to 2.45% from 2.52% in the previous quarter (QoQ), while net NPA also eased to 0.67% from 0.70% QoQ, highlighting the bank’s focus on strengthening its loan portfolio.
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