Bajaj Finance Limited reported a 22% year-on-year (YoY) rise in consolidated net profit at ₹4,765 crore for the first quarter ended June 30, 2025 (Q1 FY26), up from ₹3,912 crore in the same period last year. Revenue from operations stood at ₹19,523.88 crore, registering a 21% YoY growth compared to ₹16,100.05 crore in Q1 FY25.
Sequentially, profit after tax also improved from ₹4,545.57 crore in Q4 FY25. The total income for Q1 FY26 was ₹19,527.74 crore, up from ₹18,468.74 crore in the previous quarter.
The company reported total expenses of ₹13,160.90 crore, with a tax expense of ₹1,602.29 crore during the quarter. Profit before tax stood at ₹6,367.58 crore.
Bajaj Finance Q1 internals
The company’s assets under management (AUM) grew by 25% to ₹4,41,450 crore as of June 30, 2025, up from ₹3,54,192 crore a year ago. Net interest income increased 22% YoY to ₹10,227 crore in Q1 FY26, while net total income rose 21% to ₹12,610 crore.
The number of new loans booked during the quarter was 13.49 million, a 23% increase from 10.97 million in Q1 FY25. Bajaj Finance’s customer franchise expanded by 21% to 106.51 million as of June 2025.
Gross NPA and Net NPA as of June 30, 2025, stood at 1.03% and 0.50%, respectively, on a consolidated basis. The capital adequacy ratio (CRAR), including Tier-II capital, was reported at 21.96%.
The company maintained an annualised ROE of 19% and an annualised ROA of 4.5% during the quarter.
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