Sundaram Finance has announced a profit after tax of ₹1,834 crores for the financial year ending March 31, 2026, marking a 19% increase over the previous year. This growth comes as the company reports significant disbursement and asset management growth.
The company’s disbursements for FY26 grew by 14% to ₹32,321 crores, with a notable 17% increase in Q4FY26 to ₹8,051 crores. The assets under management (AUM) also saw a 16% rise, reaching ₹59,908 crores by the end of March 2026.
Sundaram Finance’s net interest income (NII) for FY26 increased by 21% to ₹3,376 crores, with a 20% rise in Q4FY26 to ₹901 crores. The company’s gross stage 3 assets were stable at 1.44%, with a provision cover of 53%, while net stage 3 assets improved to 0.69% from 0.75% the previous year.
The company declared a final dividend of ₹24 per share, equating to a 240% dividend payout. The return on assets (ROA) for FY26 was 3.03%, up from 2.85% in FY25, while the capital adequacy ratio stood at 19.1%.
Sundaram Finance’s consolidated results, including its subsidiaries and joint ventures, showed a 10% increase in profit after tax to ₹2,059 crores. The group’s asset management business closed the year with AUM of ₹77,457 crores, and Royal Sundaram reported a gross written premium of ₹4,638 crores.
Harsha Viji, Executive Vice Chairman, highlighted the company’s strong performance despite initial challenges in H1FY26 due to trade tariffs. He noted the positive impact of GST 2.0 reforms and fiscal policy measures in the latter half of the year.
Rajiv Lochan, Managing Director, expressed optimism about India’s macroeconomic fundamentals, citing resilient domestic consumption and public capital expenditure as key growth drivers.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).