Muthoot Finance has announced a significant financial milestone with its consolidated profit after tax reaching ₹10,607 crores for the financial year ending March 31, 2026. This marks a substantial 98% year-on-year increase, highlighting the company’s robust performance in the fiscal year.
The company’s consolidated loan assets under management (AUM) also saw impressive growth, increasing by 49% year-on-year to ₹1,81,916 crores. The standalone loan AUM similarly rose by 50% to ₹1,62,826 crores. These figures represent the highest ever consolidated and standalone loan AUMs for Muthoot Finance.
In terms of gold loans, Muthoot Finance achieved a consolidated gold loan AUM of ₹1,65,030 crores, a 54% increase from the previous year. The standalone gold loan AUM also increased by 50% to ₹1,54,084 crores. The company disbursed ₹29,347 crores in gold loans to new customers, marking a 34% year-on-year increase.
Muthoot Finance’s subsidiaries also contributed positively to the group’s performance. Muthoot Homefin (India) Ltd reported a 17% increase in loan AUM to ₹3,485 crores, while Muthoot Money Ltd saw a 151% increase in loan AUM to ₹9,794 crores. Additionally, Muthoot Money’s profit after tax surged by 2679% to ₹338 crores.
The company declared its highest ever dividend on equity shares for FY25-26 at 300% on the face value of ₹10 each, amounting to ₹30 per equity share. This marks the 14th consecutive year of consistent dividend declarations since its IPO in 2011.
George Jacob Muthoot, Chairman of Muthoot Finance, expressed optimism about the company’s growth trajectory, stating that FY27 is expected to be another year of disciplined growth and transformation. He highlighted the positive impact of new gold loan guidelines on the industry, which are expected to enhance transparency and customer confidence.
George Alexander Muthoot, Managing Director, emphasized the company’s focus on delivering responsible and customer-centric lending solutions. He noted the significant milestones achieved in gold loan advances and the diversification of the loan book through microfinance, personal loans, and home loans.
Muthoot Finance continues to strengthen its digital infrastructure to enhance customer engagement and servicing efficiency, positioning itself as a leader in India’s organised gold loan industry.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).