Cholamandalam Investment and Finance Company Limited (CIFCL) posted a strong financial performance for the quarter ended March 31, 2025, with net profit rising 19.7% year-on-year (YoY) to ₹1,266.72 crore from ₹1,058.10 crore in Q4 FY24.
Revenue from operations stood at ₹7,025.05 crore, up 30% from ₹5,388.01 crore in the same quarter last year, driven by strong interest income and robust fee and commission growth. Total income, including other income, rose to ₹7,120.69 crore from ₹5,492.08 crore YoY.
The company’s total Assets Under Management (AUM) for Q4 FY25 reached ₹1,99,876 crore, reflecting a 30% YoY growth—surpassing its guidance of 25%. Interest income alone rose to ₹6,418.03 crore from ₹4,934.09 crore in Q4 FY24, and fee & commission income also improved to ₹455.70 crore from ₹410.87 crore.
FAQs: Key Q4 FY25 Numbers for Cholamandalam Investment
1. What was the net profit in Q4 FY25?
₹1,266.72 crore, up from ₹1,058.10 crore in Q4 FY24.
2. What was the revenue from operations?
₹7,025.05 crore vs ₹5,388.01 crore YoY.
3. What is the total income for the quarter?
₹7,120.69 crore compared to ₹5,492.08 crore in Q4 FY24.
4. What was the AUM as of March 31, 2025?
₹1,99,876 crore, reflecting 30% YoY growth.
5. What was the company’s AUM growth guidance?
25%, which the company exceeded by achieving 30%.
Despite a rise in finance and impairment costs, CIFCL’s operational momentum remained solid, aided by consistent credit growth and improved collection efficiency.
The company remains upbeat about its growth trajectory, with focus on sustained AUM expansion and disciplined asset quality.
