Punjab & Sind Bank has released its provisional business figures for the quarter ended September 30, 2025, showcasing steady growth in both deposits and advances.
As per the disclosure, the bank’s total business stood at ₹2,41,450 crore as of September 30, 2025, compared to ₹2,31,132 crore as of June 30, 2025, and ₹2,15,057 crore a year ago on September 30, 2024. This translates to a quarter-on-quarter (QoQ) growth of 4.46% and a year-on-year (YoY) growth of 12.27%.
Total deposits rose to ₹1,35,708 crore in Q2 FY26, up from ₹1,31,182 crore in Q1 FY26 and ₹1,24,025 crore in Q2 FY25, registering a QoQ growth of 3.45% and YoY growth of 9.42%. Within this, CASA deposits (Current Account and Savings Account) increased to ₹41,130 crore from ₹40,133 crore in the previous quarter and ₹37,744 crore in the same period last year. The CASA ratio stood at 30.31%, slightly lower than 30.59% in June 2025 and 30.43% in September 2024, indicating a stable low-cost deposit base.
On the advances front, gross advances reached ₹1,05,742 crore, compared to ₹99,950 crore in the June quarter and ₹91,032 crore in the year-ago period, showing a 5.79% QoQ growth and an impressive 16.16% YoY growth. The credit-deposit (CD) ratio improved to 77.92%, up from 76.19% in June 2025 and 73.40% a year earlier.
