IndusInd Bank has significantly expanded its Gold Loan services, adding 245 more branches to its network and taking the total count to 500 branches across India. The move is aimed at improving access to secured credit and meeting the growing demand for gold-backed loans among households, small traders, and agri-linked customers.
Gold loans have emerged as a preferred borrowing option for customers seeking quick liquidity without selling their gold assets. With this expansion, customers can now avail instant credit disbursal of up to ₹1 Crore with minimal documentation, competitive interest rates, and flexible repayment tenures. The facility is available across both urban and rural markets, strengthening the bank’s retail presence nationwide.
To enhance customer convenience, dedicated Gold Loan Desks have been introduced at branches offering the service. These desks are designed to provide personalised assistance and faster processing. The bank has also emphasised that pledged gold will remain under its custody, adhering to high safety and security standards.
Soumitra Sen, Head – Consumer Banking & Marketing at IndusInd Bank, stated that gold loans have become a trusted financial solution for millions. The expansion to over 500 branches is expected to empower households, small businesses, and rural communities with timely access to funds while reinforcing the bank’s retail lending portfolio.
The bank plans to further scale up its Gold Loan network over the next year, with the objective of extending the facility across its entire branch network, strengthening its commitment to financial inclusion and customer-centric banking solutions in India.