HDFC Bank has reported steady growth across key business parameters for the December 2025 quarter, as per its regulatory filing under SEBI norms. The update highlights healthy expansion in advances, deposits, and CASA balances, reflecting continued traction across lending and deposit franchises.
Advances Under Management Rise 9% YoY
During the December 2025 quarter, HDFC Bank’s average advances under management stood at ₹28,639 billion, marking a growth of around 9.0% compared with ₹26,276 billion in the same period last year. On a period-end basis, advances under management increased to approximately ₹29,460 billion as of December 31, 2025, up around 9.8% year-on-year.
Gross advances at period end aggregated to about ₹28,445 billion, registering a stronger growth of nearly 11.9% over ₹25,426 billion recorded as of December 31, 2024. The advances figures are reported after grossing up for inter-bank participation certificates, bills rediscounted, and securitisation or assignment.
Deposits Maintain Robust Momentum in Q3 FY26
The bank’s average deposits for the December 2025 quarter came in at ₹27,524 billion, reflecting a solid 12.2% increase over ₹24,528 billion in the corresponding quarter last year. CASA balances continued to grow steadily, with average CASA deposits rising to ₹8,984 billion, up around 9.9% year-on-year.
Average time deposits showed stronger momentum, increasing to ₹18,539 billion during the quarter, a growth of approximately 13.4% compared with the December 2024 period. This indicates sustained inflows into term deposits amid changing interest rate dynamics.
Period-End Deposit Growth Remains Strong
As of December 31, 2025, HDFC Bank’s total deposits stood at approximately ₹28,595 billion, registering an annual growth of around 11.5%. Period-end CASA deposits increased to about ₹9,610 billion, up 10.1% year-on-year, while time deposits rose to nearly ₹18,985 billion, reflecting a growth of 12.3% over the previous year.
