Bike insurance is an important aspect for all bike owners because of the financial protection it provides. Apart from providing monetary security, it also provides peace of mind during uncertain and crisis times. Nowadays, policyholders can check bike insurance status online Vahan. It is a government website that stores records of all registered vehicles in India. Vahan offers complete guidance on how to check your bike insurance status online and details of your policy.
Keep reading to learn more about the steps to check bike insurance status online using Vahan.
Why Use the Vahan Portal for Insurance Checks?
The Vahan database is the property of the Indian Ministry of Road Transport and Highways (MoRTH) and it comprises information about all vehicles registered in India. Using the Vahan portal for insurance checks is beneficial due to the following:
- Accuracy
The data available in the Vahan portal includes all the latest information on vehicles. This is because insurance companies that are associated with policies have to upload their policy details to the Vahan portal.
- Convenience
You do not need to visit your insurance provider or the transport office physically to find out about your bike insurance status. The Vahan portal provides all the required information about your bike insurance, which you can access from the comfort of your home.
- Legal Compliance
Checking bike insurance status ensures that it is updated to avoid legal consequences such as fines. So, you can use the Vahan portal to stay updated about your bike insurance status.
Simple Steps to Check Bike Insurance Status Online Using Vahan
The Ministry of Road and Transport records all information on bike insurance policies. So, you can follow the simple steps given below for an easy Vahan insurance check process:
Step 1: Visit and log in to the official website of Vahan.
Step 2: You will click on ‘Know Your Vehicle Details’.
Step 3: Provide your registered mobile number and click on ‘Next’.
Step 4: Log in to your registered Vahan account with the password and tap on ‘Continue’.
Step 5: You will get a message with a 6-digit OTP in your registered cell phone number.
Step 6: Enter this 6-digit OTP and click on ‘Verify’.
Step 7: This will take you to the vehicle registration status page.
Step 8: Provide your correct vehicle number under the RC status.
Step 9: Click on the ‘Vahan Search’ button.
Step 10: You can view all information about your bike insurance policy.
Advantages of Checking Bike Insurance Status Online
Performing an insurance check provides the following advantages to a bike owner:
- Convenience:You can access your bike insurance details anytime, anywhere, with just an internet connection, eliminating the need for physical visits to the insurance office.
- Paperless Records:Easily maintain and retrieve digital insurance records without relying on physical documents.
- Time-saving:Online platforms allow instant verification of your insurance status, helping you avoid long waits and paperwork.
- Instant Claim Support:You can verify your policy details before filing a claim, streamlining the process.
- Accurate Information: Online systems provide up-to-date and accurate details about your policy, ensuring you have the latest information.
- Easy Renewal Tracking: This helps track renewal dates and ensures that your bike is insured without any lapses.
- Multiple Platforms:Online insurance status can be checked through insurer websites, government portals like Vahan, or mobile apps, providing flexibility.
- Avoid Penalties:Checking the status online ensures you stay compliant with legal requirements, avoiding fines for riding without valid insurance.
What to Do If Your Insurance Status Is Not Found on Vahan?
There can be times when your bike insurance details are wrong or missing in the Vahan portal. Here is what you can do in such cases:
- Contact Your Insurance Provider
You can contact your insurance provider and ask them why the information provided is incorrect or missing. They are the ones who upload your policy details on the Vahan database.
- Check Your Policy Documents
Check your insurance policy documents for the correct registration number and other policy details with your insurance company. This will make sure to verify if there was a loss of information during vehicle registration.
- Visit the Regional Transport Office (RTO)
If the problem continues you may need to visit your local RTO to change the insurance details of your vehicle.
Final Words
In short, it is very easy to check the status of your bike insurance on Vahan. Regular bike insurance checks keep an individual updated on the legal provisions and reduce cases of violation of the law that attract fines or penalties. They can also access information readily from the Vahan portal without having to physically travel to the insurance office.
