Every two-wheeler owner in the country must have a bike insurance policy as per the mandate generated by the IRDAI (Insurance Regulatory and Development of India). Hence, all the documents related to your insurance plan are crucial to prevent you from facing legal obligations.
Likewise, one of those essential documents is your vehicle number. Through your vehicle number, you can have access to several vehicle-related services without attracting any costly penalties.
Read this blog till the end to find out how you can view and verify your two-wheeler insurance with the help of your vehicle number.
What is a Vehicle Number?
Every vehicle, whether it is a four-wheeler or two-wheeler, must be registered in the nearest RTO (Regional Transport Office) of a specific state or city. After this, vehicles are provided with a unique number that works as an identification number for the vehicle in the country.
Also known as the permanent vehicle registration number, it is one of the crucial and mandatory requirements to have for every vehicle owner in India. Thus, in case you buy a two-wheeler vehicle, it should be your responsibility to register it in the nearest RTO within the first month of purchase.
This unique identification number is displayed on the front and back plates of every two-wheeler. It comprises letters and numbers, where the first letter stands for the state of vehicle registration. Apart from this, the last four letters indicate the unique vehicle number.
Therefore, all the details related to your bike insurance policy can be accessed with the help of your vehicle number. You can do that from any State Government or Central Government website as well as from the official website of the RTO from where your vehicle has been registered. Besides, your vehicle number is again a piece of crucial information when trying to view the status of your bike insurance policy or opting for its renewal.
How Can You Verify Your Two-Wheeler Insurance Online With Vehicle Number?
Since a vehicle number is the unique number that differs among every vehicle in the country, it can be used as a medium to identify the vehicle. Therefore, bike insurance policyholders are allowed to view or access the details of their insurance policy with the help of their vehicle number.
You can refer to the following steps to learn how you opt for bike insurance check by vehicle number:
Step 1: Visit the official website of the Ministry of Road Transport and Highways/State Transport Department/ the Regional Transport Office where the vehicle has been registered.
Step 2: Navigate to the “Online Services” section.
Step 3: Now go to the “Vehicle Related Online Services” option.
Step 4: Select the details of the RTO where your vehicle has been registered and click on the “Know Your Vehicle Details” under the “Status” tab.
Step 5: You will be redirected to a new page where you need to enter your bike’s registration number or the vehicle number to continue.
Step 6: Enter the captcha code as given and click on the “Submit” button. The screen will display the details of your vehicle along with the current status of your vehicle’s insurance policy.
How Can You Download a Two-Wheeler Insurance Policy With Vehicle Number?
The present era of digitalisation has made it easier for people to get hold of their documents related to insurance policies. However, in case you have the documents in the form of hard copies, there remains a chance of misplacing or losing them. Therefore, it is always better to have those as soft copies as well.
Thus, go through the following simple steps to learn how you download the soft copies of your two wheeler insurance online:
Step 1: Visit the official website of your bike insurance provider or download their personalised mobile application to your device.
Step 2: Log in to your account with the credentials. These mainly include your username, password, your registered mobile and the registration number of your vehicle.
Step 3: Navigate to view the details of your bike insurance policy by entering its information like your vehicle number.
Step 4: Go to the download option or something similar to this to get a PDF version of your insurance policy.
