UGRO Capital announced a strong financial performance for the fourth quarter and full year ended March 31, 2025. The company reported a consolidated net profit of Rs 41 crore for Q4FY25, marking an 8% quarter-on-quarter (QoQ) growth from Rs 38 crore reported in Q3FY25.
Key Highlights:
-
Total Income for Q4FY25 stood at Rs 412 crore, up 7% QoQ compared to Rs 385 crore in Q3FY25.
-
Net Total Income came in at Rs 231 crore, rising 6% QoQ from Rs 218 crore in the previous quarter.
-
Profit Before Tax (PBT) was Rs 57 crore in Q4FY25, showing an 8% sequential growth.
-
Loans Originated / Disbursed rose to Rs 2,436 crore during the quarter, reflecting a 16% QoQ increase.
-
Assets Under Management (AUM) expanded to Rs 12,003 crore, up 8% QoQ from Rs 11,067 crore.
-
Operating Expenses were slightly lower at Rs 120 crore versus Rs 123 crore in Q3FY25.
For the full fiscal year FY25, UGRO Capital’s total income grew by 33% year-on-year (YoY) to Rs 1,442 crore, compared to Rs 1,082 crore in FY24. Profit after tax (PAT) rose 21% YoY to Rs 144 crore in FY25.
The company’s disbursements for FY25 reached Rs 7,651 crore, registering a 30% year-on-year growth.
Management Commentary:
Speaking on the performance, Mr. Shachindra Nath, Founder and Managing Director of UGRO Capital, said,
“Our FY25 performance underscores the strength of our DataTech-driven business model and the progress we have made in reaching underserved MSME segments. With record quarterly originations and robust AUM growth, we remain on track to expand our Emerging Markets portfolio, driving both yield enhancement and greater financial inclusion. Our diversified liability mix, and industry-leading collection efficiency demonstrate the resilience and scalability of our risk-management framework. As we set ambitious targets for FY26, backed by continuous innovation and a growing branch network, UGRO Capital is more committed than ever to empowering MSMEs across India with tailored, high-impact financial solutions.”
