Jio Financial Services Limited (JFSL) delivered a steady performance for the quarter ended September 30, 2025, reporting a net profit of ₹695 crore, almost flat (+1.0% YoY) compared with ₹689 crore in Q2 FY25, and up 114% QoQ from ₹324 crore in Q1 FY26.
Revenue from operations surged to ₹981 crore, marking a 41.6% YoY increase from ₹693 crore a year ago and a 60% QoQ rise from ₹612 crore in the previous quarter. The growth was driven by higher interest income and fee-based services amid steady asset growth and strong investment returns.
Key financial highlights (₹ crore)
| Particulars | Q2 FY26 | Q2 FY25 | YoY Change | Q1 FY26 | QoQ Change |
|---|---|---|---|---|---|
| Revenue from operations | 981.39 | 693.50 | +41.6% | 612.46 | +60.2% |
| Other income | 21.01 | 0.35 | > +5,800% | 7.00 | +200% |
| Total income | 1,002.40 | 693.85 | +44.4% | 619.46 | +61.8% |
| Total expenses | 436.50 | 146.07 | +198.8% | 260.51 | +67.6% |
| Profit before tax (PBT) | 783.07 | 773.43 | +1.2% | 418.97 | +86.9% |
| Net profit (PAT) | 695.04 | 689.07 | +0.9% | 324.66 | +114% |
Detailed segment insights
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Interest income rose to ₹392 crore from ₹205 crore YoY (+91.6%) on expanded lending operations.
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Dividend income stood at ₹269 crore vs ₹241 crore YoY (+11.2%).
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Fees and commission income jumped to ₹140 crore from ₹41 crore YoY (+243%), reflecting higher distribution and advisory revenues.
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Net gain on fair value changes came in at ₹180 crore vs ₹207 crore (–13% YoY).
On a half-year basis, JFSL reported total income of ₹1,621 crore (+46% YoY) and net profit of ₹1,019 crore (+1.8% YoY).
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