Punjab & Sind Bank’s shares rose over 2% after the bank released its provisional business numbers for the quarter ending September 30, 2025, showing steady growth in both deposits and lending. As of 9:26 AM, the shares were trading 2.30% higher at Rs 30.63.
According to the update, the bank’s total business reached ₹2,41,450 crore as of September 30, up from ₹2,31,132 crore in June 2025 and ₹2,15,057 crore a year ago. This reflects a healthy 4.46% growth compared to the previous quarter and a robust 12.27% increase year-on-year.
Deposits also showed positive momentum, rising to ₹1,35,708 crore in Q2 FY26 from ₹1,31,182 crore in the previous quarter and ₹1,24,025 crore in Q2 FY25. This translates to a 3.45% quarterly growth and 9.42% annual growth. CASA (Current Account and Savings Account) deposits, which form the low-cost portion of the bank’s funding, increased to ₹41,130 crore, keeping the CASA ratio stable at around 30%.
On the lending side, gross advances climbed to ₹1,05,742 crore, up from ₹99,950 crore in June 2025 and ₹91,032 crore in September 2024, marking a 5.79% quarterly growth and an impressive 16.16% growth over the year. The bank’s credit-to-deposit ratio improved to 77.92%, reflecting a balanced growth in lending relative to deposits.
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