Niva Bupa shares surged 13% in morning trade after the company reported a 31.2% year-on-year (YoY) rise in net profit for Q4 FY25. Net profit stood at ₹206 crore, up from ₹157 crore in the same quarter last year.
The company recorded an 18.2% YoY increase in gross premiums written, reaching ₹2,078.7 crore compared to ₹1,759.4 crore in Q4 FY24. Net premium written also saw a robust 21% YoY growth, rising to ₹1,672 crore from ₹1,381.9 crore.
Despite top-line growth, underwriting profit slipped 12.2% YoY to ₹57.6 crore, down from ₹65.6 crore. Operating profit saw a sharper decline, falling 43.1% to ₹94.9 crore from ₹166.8 crore in the same period last year, signaling increased costs or claim payouts.
The company’s solvency ratio, a key indicator of financial health, remained stable at 3.03% sequentially, well above the regulatory requirement of 1.5%.
Niva Bupa shares opened at ₹87.03 today, reaching a high of ₹91.94 and dipping to a low of ₹86.11. The stock remains volatile, trading below its 52-week high of ₹109.34 but well above the 52-week low of ₹68.54.
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