IDBI Bank shares rose over 3% on April 28, 2025, after the lender posted robust Q4 FY25 results. As of 2:37 PM, the shares were trading 3.20% higher at Rs 83.

The bank reported a 26% year-on-year (YoY) surge in net profit to ₹2,051.18 crore, compared to ₹1,628.46 crore in Q4 FY24. Total income for the quarter increased to ₹9,035.29 crore from ₹7,886.64 crore a year earlier.

Operating profit jumped to ₹3,194.81 crore, while profit before tax (PBT) climbed to ₹2,961.75 crore, reflecting strong operational performance. Asset quality also improved sharply, with Gross NPA (GNPA) dropping to 2.98% from 3.57% sequentially, and Net NPA (NNPA) declining to 0.15% from 0.18%.

However, the bank’s Net Interest Margin (NIM) moderated to 4.00% from 5.17% in Q3 FY25. Return on Assets (RoA) rose to 2.11% from 1.99% quarter-on-quarter, highlighting improved efficiency.

For the full financial year FY25, IDBI Bank’s net profit jumped to ₹7,515.17 crore, up from ₹5,634.09 crore in FY24. Annual GNPA fell to 2.98% from 4.53%, while NNPA dropped to 0.15% from 0.34%, indicating healthier asset quality.

IDBI Bank shares opened at ₹81.00 today, reaching a high of ₹83.95 and a low of ₹80.13 during the session. The stock has shown notable movement, with its 52-week high standing at ₹107.90 and the 52-week low at ₹65.89.

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TOPICS: IDBI Bank