ICICI Bank shares touched a new 52-week high of ₹1,436.00 after the lender reported an 18% year-on-year rise in net profit for Q4 FY25, reaching ₹12,630 crore. The performance was supported by improved margins, increased fee income, and stable asset quality. As of 10:14 AM, the shares were trading 0.89% higher at Rs 1,419.20.
Net interest income for the quarter rose to ₹21,193 crore, marking an 11% increase from the same period last year. The bank’s net interest margin improved to 4.41%, slightly higher than the previous quarter and the year-ago period. Core operating profit for Q4 grew 13.7% year-on-year to ₹17,425 crore, while profit before tax rose to ₹16,773 crore, up 17.1% year-on-year.
Non-interest income excluding treasury rose 18.4% to ₹7,021 crore, with fee income contributing ₹6,306 crore, largely driven by the retail and rural segments. Treasury gains for the quarter stood at ₹239 crore, recovering from a loss in the previous year.
For the full year FY25, ICICI Bank reported a net profit of ₹47,227 crore, up 15.5% year-on-year. Advances grew 13.3% to ₹13.41 lakh crore, while deposits rose 14% to ₹16.10 lakh crore. Asset quality improved with gross NPA ratio declining to 1.67% and net NPA ratio at 0.39%.
The bank’s capital adequacy ratio stood at 16.55% and it recommended a dividend of ₹11 per share for FY25, subject to shareholder approval.
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