HDFC Bank shares are expected to remain in focus this week as the private sector lender gears up for a crucial board meeting on Friday, July 19, 2025. The bank has announced that its Board of Directors will meet to consider key proposals, including its financial results for the June quarter (Q1 FY26), a special interim dividend, and—making headlines—a potential first-ever bonus issue.
If approved, this would mark HDFC Bank’s first-ever bonus issue, a move that often excites retail investors and boosts stock sentiment. Alongside, the board will also consider a special interim dividend for the ongoing financial year 2025–26.
The bank had initially disclosed the date of the meeting back on June 23. In line with regulatory norms, the trading window for designated persons (including employees and their immediate family members) is currently closed and will reopen on Monday, July 21.
In the meantime, the bank had already shared some key operating numbers as part of its Q1 business update, which offers a snapshot of how things are shaping up.
HDFC Bank’s gross advances grew 6.7% year-on-year to ₹26.53 lakh crore. On a sequential basis, that’s a modest rise of 0.4% from the March quarter. The bank’s average advances under management—which factors in elements like inter-bank participation, rediscounted bills, and securitisation—stood at ₹27.42 lakh crore in Q1, marking a healthy 8.3% YoY growth and 1.7% QoQ growth. The period-end figure for advances under management was ₹27.82 lakh crore, up 8% YoY and 0.3% QoQ.
During the same quarter, the bank also securitised or assigned loans worth ₹3,300 crore as part of its strategic efforts to optimise its balance sheet.
On the deposits front, HDFC Bank saw a 16.2% YoY jump in period-end deposits to ₹27.64 lakh crore, while the sequential increase came in at 1.8%. The average deposits for the quarter stood at ₹26.58 lakh crore—up 16.4% YoY and 5.1% QoQ.
CASA deposits (Current and Savings Account) averaged ₹8.60 lakh crore for the quarter, rising 6.1% over the year and 3.8% from the March quarter. On the flip side, period-end CASA deposits dipped slightly by 0.8% QoQ, though they were still 8.5% higher than a year ago. Time deposits, however, showed robust growth: average time deposits rose 22.1% YoY to ₹17.97 lakh crore, while period-end time deposits jumped 20.6% YoY and 3.2% QoQ to ₹18.27 lakh crore.
