Shares of HDFC Bank Ltd gained 1.37% to ₹1,819.50 in Thursday’s trade after the lender posted a robust Q4FY25 business update. The stock rose by ₹24.65 from the previous close of ₹1,794.85, driven by strong growth in both lending and deposit metrics.
As of March 31, 2025, HDFC Bank’s total advances stood at ₹27.73 lakh crore, reflecting a 7.7% YoY growth and a 3.3% sequential increase. The retail segment grew around 9% YoY, while commercial and rural banking loans surged 12.8%. However, the corporate and wholesale loan book dipped by about 3.6% YoY.
Deposits grew even faster, with period-end deposits rising to ₹27.14 lakh crore, up 14.1% YoY and 5.9% QoQ. The CASA ratio for the quarter stood at 34.1%, slightly down from 35.2% last year. Time deposits jumped 20.3% YoY, indicating a shift in customer preference.
The bank also securitised or assigned ₹10,700 crore worth of loans during the quarter, bringing the year-to-date figure to ₹57,000 crore. HDFC Bank is expected to release its audited Q4 and full-year results soon.
Disclaimer: The information provided is for informational purposes only and should not be considered financial or investment advice. Stock market investments are subject to market risks. Always conduct your own research or consult a financial advisor before making investment decisions. Author or Business Upturn is not liable for any losses arising from the use of this information.
