Aadhar Housing Finance Ltd reported a strong set of numbers for the quarter ended June 30, 2025. The company’s Assets Under Management (AUM) rose 22% year-on-year to Rs 26,524 crore, while Profit After Tax (PAT) increased by 19% to Rs 237 crore from Rs 200 crore in Q1 FY25.
Disbursements for the quarter stood at Rs 1,979 crore, marking a 32% jump YoY, driven by healthy demand in the affordable housing segment. The company’s net worth rose 17% YoY to Rs 6,616 crore.
Return on Assets (ROA) came in at 4.0% and Return on Equity (ROE) stood at 14.7%. Gross NPA on AUM increased slightly to 1.34% from 1.31% YoY.
Commenting on the performance, MD & CEO Rishi Anand said the company’s growth was supported by robust operational strength and rising housing demand. He also highlighted a rating upgrade by CARE from AA to AA+ and the company’s expansion into Assam with a new branch in Guwahati.
We concluded the first quarter of FY26 on a strong note with an AUM of INR 26,524 crore, reflecting a YoY growth of 22%. Disbursements remained healthy at INR 1,979 crore, up 32% YoY, supported by sustained demand in the affordable housing segment. Profit after Tax (PAT) for the quarter stood at INR 237 crore, marking a YoY growth of 19%. Another milestone to highlight for this quarter is the rating upgrade from CARE for our long-term bank facilities and non-convertible debentures (NCDs) to CARE AA+ from the earlier CARE AA, while maintaining a stable outlook, reflecting Aadhar’s strong financial and operational performance. We also marked our entry to a new state Assam with a new branch at Guwahati. The affordable housing finance sector has gained strong momentum over the past year, supported by proactive government measures and rising demand. A key macro development this quarter was RBI’s third consecutive repo rate cut, reducing it by 50 basis points to 5.50% in June 2025, enhancing affordability for first-time and low-income homebuyers ahead of the festive season. We remain optimistic that these policy actions will further accelerate growth in the affordable housing segment. Our leadership in the affordable housing segment is anchored in serving low-income families across 22 states, 591 branches and 547 districts, reaching over 3,06,000+ customers. Backed by a robust operational foundation and a customer-centric strategy, Aadhar Housing Finance remains well-positioned to continue its growth journey while enabling more families to realize their dream of home ownership.
Aadhar Housing remains optimistic on sector momentum, supported by RBI’s third consecutive repo rate cut to 5.50% in June 2025, which is expected to drive affordability and demand in the coming quarters.
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