The Amazon Pay ICICI Credit Card is an excellent choice for shoppers who enjoy purchasing on Amazon. This card, created in collaboration with ICICI Bank and Amazon Pay, is free for life with no joining or annual fees.
The Amazon Pay credit card offers cashback on every purchase, which you can use to shop more on Amazon or at partner stores. Loved by over 5 million users, this card makes shopping and paying bills more exciting. Let us explore its features, rewards, and how to get it in simple terms.
Overview of the Amazon Pay ICICI Credit Card
The Amazon Pay ICICI credit card is a special card made for Amazon shoppers by ICICI Bank, Amazon Pay, and Visa. It has no joining or annual fees, so the ICICI Amazon Credit Card is super affordable. You earn cashback as an Amazon Pay balance, which you can use on Amazon. in or at over 100 partner stores like Swiggy.
If you have Amazon Prime, you receive 5% cashback on Amazon purchases, while non-Prime users receive 3%. Other expenses, such as bill payments, offer 2% cashback, while everything else earns 1%. Cashback does not apply to EMI purchases, fuel, or Amazon Business.
The card supports contactless payments and features a chip for secure shopping. With no expiry on rewards, the Amazon Pay card is excellent for anyone who wants easy savings while shopping or paying bills.
Rewards and Cashback Benefits
- Significant Amazon Savings: If you have Prime, you receive 5% cashback on Amazon purchases (excluding EMI), while non-Prime users receive 3%. This makes the Amazon Pay ICICI credit card an excellent choice for shopping cashback.
- Partner Store Cashback: Pay at Amazon Pay partner stores like BookMyShow or Swiggy and earn 2% cashback, so the Amazon Pay credit card rewards you for food and movie purchases.
- Cashback on Other Spends: Spend on things like dining or insurance (non-EMI) and earn 1% cashback, giving you rewards on almost everything you buy with this card.
- Fuel Fee Savings: Enjoy a 1% discount on fuel fees at any petrol pump. Note that fuel purchases do not offer cashback, helping you save a little when filling up.
- Fast Cashback Credits: Your cashback comes as an Amazon Pay balance within two days after the billing cycle, and you can use it without any minimum amount or fees.
Exclusive Welcome Offers
- Free Prime Membership: If you don’t have Prime, new cardholders receive a free three-month Amazon Prime membership after applying, effective after April 13, 2023, for better deals and fast delivery.
- Amazon Shopping Cashback: Get 100% cashback up to ₹200 on your first Amazon purchase, added as an Amazon Pay balance within three days, making the Amazon card more exciting.
- Bill Payment Rewards: Prime members receive 25% cashback of up to ₹600 on postpaid phone bills and 20% cashback of up to ₹100 on electricity bills, helping you save on your daily needs.
- Recharge Cashback: Enjoy 50% cashback up to ₹50 on prepaid mobile recharges, 25% up to ₹500 on postpaid, and 20% up to ₹400 on DTH for Prime users.
- EazyDiner Bonus: The Amazon Pay card offers a complimentary one-month EazyDiner Prime membership and 10% cashback of up to ₹250 on gas cylinder payments, redeemable twice.
How much can you save with the Amazon Pay ICICI Credit Card?
| Category | Amount (Rs.) | Prime Customer (Rs.) | Non-Prime Customer (Rs.) |
| Flight booking via Yatra.com (Amazon Pay Partner Merchants) | 7500 | 150 | 150 |
| Home Appliance (Non-EMI) | 20000 | 1000 | 600 |
| Gift Card Purchase | 2500 | 50 | 50 |
| Grocery Shopping | 5000 | 250 | 150 |
| Offline Shopping | 6000 | 60 | 60 |
| Mobile Phone Purchase | 15000 | 750 | 450 |
| Hotel Booking via Amazon | 4000 | 200 | 120 |
| Gold Purchases | 15000 | 0 | 0 |
| Apparel Shopping | 5000 | 250 | 150 |
| Home Appliances on EMI | 20000 | 0 | 0 |
| Total | 100000 | 2710 | 1730 |
Application Process and Eligibility
- Easy Application Steps: Begin your Amazon credit card application process on the Amazon app or website by navigating to the Amazon Pay section and selecting the Amazon Pay ICICI credit card option.
- Who Can Apply: You need to be 18-60 years old, earn at least ₹25,000 (ICICI customers) or ₹35,000 (others), and have a credit score above 750 to qualify.
- Documents Needed: Provide your PAN, Aadhaar, address proof, and income proof like salary slips or bank statements to complete the ICICI Amazon credit card application easily.
- Video KYC Process: Complete your application quickly with video KYC by sharing your PAN and Aadhaar details and conducting a brief video call with an ICICI Bank officer.
- Quick Card Access: Once approved, you receive a digital card instantly and a physical card within seven days, allowing you to enjoy the Amazon Pay ICICI credit card benefits right away.
Additional Features and Benefits
- Contactless Payments: The Amazon Pay ICICI credit card enables you to pay quickly by tapping at stores equipped with contactless payment machines, making shopping effortless and fast.
- Safe Transactions: A built-in chip keeps your card safe from fraud, allowing you to use Amazon Pay credit cards worry-free online or in-store.
- Dining Discounts: Enjoy 15% off at over 2,500 restaurants through ICICI Bank’s dining program, ideal for food enthusiasts who love dining out and saving money.
- Flexible Cashback: Your cashback never expires, and there are no fees to use it, so you can spend your Amazon Pay balance on millions of products anytime.
- No Hidden Costs: The Amazon Pay ICICI credit card reviewers love its no-fee policy, meaning you pay nothing to join or keep the card, making it super affordable.
Who Should Get This Card?
- Perfect for Amazon Fans: The Amazon Pay credit card offers 5% cashback for Prime members and 3% for others on Amazon purchases, ideal for those who shop there frequently.
- No-Fee Lovers: This card has no joining or annual fees, making it ideal for individuals who want rewards without incurring extra costs to keep the card active.
- Bill Payers: If you pay bills or shop at Amazon Pay partners like Swiggy, you get 2% cashback, saving more on daily needs like food or tickets.
- Food and Fuel Savers: Enjoy 15% off at restaurants and a 1% fuel fee discount, perfect for those who eat out or drive frequently.
- Not for Non-Amazon Shoppers: If you shop more on Flipkart or want airport lounge access, other cards might work better; however, this card excels for Amazon users.
Conclusion
The Amazon Pay ICICI Credit Card is an excellent choice for Amazon shoppers, offering no fees, excellent cashback, and substantial welcome rewards. It is easy to apply for and gives savings on shopping, bills, and dining. Whether you have Prime or not, this card makes spending rewarding. Want to save more on Amazon? Get the Amazon Pay ICICI credit card today and start enjoying its benefits!
