SBI PSU Funds Shows Impressive Growth Despite Low CRISIL Rank

The SBI PSU Fund is an open-ended equity scheme focused on investing in Public Sector Undertakings (PSUs) and their subsidiaries. The fund is designed for investors seeking long-term capital appreciation through a diversified portfolio including a limited exposure to debt and money market instruments. 

The fund has a high-risk profile, making it suitable for those with advanced knowledge of macro trends and a higher risk tolerance. While the SBI PSU Fund has demonstrated strong performance and good risk-adjusted returns, its relatively weak CRISIL rank highlights that other funds in the same category have offered better returns or lower risk. 

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SBI PSU Fund – Details

  • Scheme Type: Open-ended equity scheme
  • Risk Level: Very High
  • AUM : ₹3109.76 Crore
  • Date of Allotment: July 7, 2010
  • Benchmark:
    • Primary: S&P BSE PSU TRI
    • Additional: S&P BSE Sensex TRI

SBI PSU Fund – Historical NAV and Returns

Period NAV                   Absolute Returns Annualized Returns
1 Week ₹10,379.20 3.79%
1 Month ₹10,837.20 8.37%
3 Month ₹11,373.40 13.73%
6 Month ₹16,003.20 60.03%
YTD ₹13,231.40 32.31%
1 Year ₹20,780.10 107.80% 107.39%
2 Year ₹25,840.80 158.41% 60.65%
3 Year ₹27,578.10 175.78% 40.19%
5 Year ₹30,882.30 208.82% 25.27%
10 Year ₹32,775.40 227.75% 12.59%
Since Inception ₹32,706.80 227.07% 8.91%

SBI PSU Fund – Comparative Performance

Category

1 D

1 M

3 M

6 M

YTD

1 Y

2 Y

3 Y

5 Y

This Fund

0.74%

8.47%

22.63%

41.94%

32.66%

99.36%

60.82%

37.40%

25.35%

Nifty 50

0.33%

5.86%

6.37%

11.82%

7.67%

24.94%

21.76%

13.95%

14.44%

Benchmark: BSE PSU TRI

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

Category Average

0.53%

7.85%

14.55%

21.36%

17.56%

44.95%

33.18%

20.54%

20.80%

Category Rank

53/176

72/176

29/175

5/161

16/164

2/140

2/128

5/116

26/97

Best in Category

1.90%

17.09%

37.17%

44.90%

40.93%

110.00%

62.88%

38.81%

36.59%

Worst in Category

-0.73%

-3.02%

-4.71%

3.64%

-0.58%

3.42%

4.53%

-5.32%

4.99%

SBI PSU Fund – SIP Returns

Period Investment (₹) Latest Value (₹) Absolute Returns Annualized Returns
1 Year 12,000 18,676.46 55.64% 116.84%
2 Year 24,000 46,297.33 92.91% 78.36%
3 Year 36,000 77,833.63 116.2% 57.08%
5 Year 60,000 163,500.52 172.5% 41.4%
10 Year 120,000 360,791.92 200.66% 20.86%

Portfolio Analysis

  • Large Cap : 33.65%
  • Mid Cap: 26.57%
  • Small Cap: 21.14%
  • Other: 9.24%

Top 10 Stocks

Stock Sector Value (₹ Million) % of Total Holdings 1M Change
State Bank Of India Public sector bank 2294.9 9.76% -1.38%
Power Grid Corporation of India Ltd. Power – transmission 1776.6 7.55% -1.14%
National Thermal Power Corporation Ltd. Power generation 1577.5 6.71% -1.06%
Hindustan Copper Ltd. Copper 1194 5.08% 0.49%
Steel Authority Of India Ltd. Iron & steel products 1067.3 4.54% 2.04%
Oil & Natural Gas Corporation Ltd. Oil exploration & production 977.3 4.15% -0.79%
Housing & Urban Development Corporation Ltd. Financial institution 976.6 4.15% -0.19%
National Aluminium Co. Ltd. Aluminium 926.3 3.94% 0.69%
Bharat Heavy Electricals Ltd. Heavy electrical equipment 845.1 3.59% -0.37%
Life Insurance Corporation Of India Life insurance 831.5 3.54% 1.34%

SBI PSU Fund – Risk Ratios 

Ratio SBI PSU Fund Category Average
Standard Deviation 17.65 12.78
Beta 0.99 0.85
Sharpe Ratio 1.73 1.08
Treynor’s Ratio 0.31 0.16
Jensen’s Alpha -4.52 2.46

 

Disclaimer: The information provided in this article is for educational and informational purposes only. It should not be considered investment advice or a recommendation to invest in any particular mutual fund or asset class. Past performance does not indicate future results, and investors should research and consult with a financial advisor before making investment decisions. Investing in mutual funds involves risks, including the possible loss of principal invested.