HDFC Flexi Cap Fund: This fund predominantly invests in domestic equities, with a significant portion allocated to large-cap stocks. It aims for high returns over a 3-4 year investment horizon, with the potential for moderate losses. The fund has shown strong performance, particularly in longer time frames, and has relatively better risk-adjusted returns compared to its category. It is suitable for investors seeking aggressive growth with exposure to large-cap equities.
HDFC Balanced Advantage Fund: This fund balances its investments between equities and debt, providing moderate risk exposure with the potential for stable returns. It has a lower equity allocation compared to the Flexi Cap Fund but includes a substantial debt component to mitigate risk. The fund has consistently outperformed its category, particularly in the longer term, and is ideal for investors seeking a balanced approach with exposure to both equity and debt markets.
| Feature | HDFC Flexi Cap Fund | HDFC Balanced Advantage Fund |
| Fund Type | Flexi Cap | Dynamic Asset Allocation / Balanced Advantage |
| Equity Investment | 88.32% | 66.82% |
| Debt Investment | 0.38% | 27.66% |
| Equity Composition | Large Cap: 60.23%
Mid Cap: 6.43% Small Cap: 3.47% |
Large Cap: 42.11%
Mid Cap: 6.86% Small Cap: 7.71% |
| Debt Composition | Government Securities: 0.38% | Government Securities: 15.49% Low Risk Securities: 11.72% |
| Suitable For | Investors seeking high returns with a 3-4 year horizon, ready for moderate losses | Investors looking for balanced exposure to equity and debt, moderate risk |
HDFC Flexi Cap Fund VS HDFC Balanced Advantage Fund – Fund Performance
| Period Invested For | HDFC Flexi Cap Fund – Direct Plan-Growth | HDFC Balanced Advantage Fund – IDCW |
| 1 Week | -1.28% | -1.17% |
| 1 Month | 2.17% | 1.80% |
| 3 Months | 6.89% | 6.08% |
| 6 Months | 21.36% | 18.79% |
| YTD | 12.67% | 11.04% |
| 1 Year | 42.50% | 40.02% |
| 2 Years | 71.98% | 66.22% |
| 3 Years | 97.14% | 89.15% |
| 5 Years | 150.73% | 129.85% |
| 10 Years | 365.67% | 316.51% |
| Since Inception | 518.91% | 4539.40% |
HDFC Flexi Cap Fund VS HDFC Balanced Advantage Fund – SIP Returns
| Period Invested For | HDFC Flexi Cap Fund (₹1000 SIP) | HDFC Balanced Advantage Fund (₹1000 SIP) |
| 1 Year | ₹14,551.92 (21.27%) | ₹14,341.32 (19.51%) |
| 2 Years | ₹33,303.42 (38.76%) | ₹32,665.11 (36.10%) |
| 3 Years | ₹54,854.59 (52.37%) | ₹53,571.74 (48.81%) |
| 5 Years | ₹1,21,179.39 (101.97%) | ₹1,13,143.72 (88.57%) |
| 10 Years | ₹3,30,024.01 (175.02%) | ₹2,99,654.73 (149.71%) |
HDFC Flexi Cap Fund VS HDFC Balanced Advantage Fund – Risk Ratios
| Risk Ratio | HDFC Flexi Cap Fund | Category Avg | HDFC Balanced Advantage Fund | Category Avg |
| Standard Deviation | 11.43 | 11.84 | 8.39 | 6.29 |
| Beta | 0.9 | 0.94 | 0.95 | 0.75 |
| Sharpe Ratio | 1.62 | 0.99 | 1.99 | 0.83 |
| Treynor’s Ratio | 0.21 | 0.13 | 0.18 | 0.07 |
| Jensen’s Alpha | 7 | -0.05 | 11.84 | 1.74 |
Top 5 Holdings
| HDFC Flexi Cap Fund | Sector | % of Total Holdings | HDFC Balanced Advantage Fund | Sector | % of Total Holdings |
| ICICI Bank Ltd. | Private sector bank | 9.57% | HDFC Bank Ltd. | Private sector bank | 5.96% |
| HDFC Bank Ltd. | Private sector bank | 9.40% | Coal India Ltd. | Coal | 3.87% |
| Axis Bank Ltd. | Private sector bank | 7.72% | State Bank Of India | Public sector bank | 3.66% |
| Hindustan Aeronautics Ltd. | Aerospace & defense | 5.36% | ICICI Bank Ltd. | Private sector bank | 3.54% |
| Cipla Ltd. | Pharmaceuticals | 5.03% | National Thermal Power Corporation Ltd. | Power generation | 3.27% |
Disclaimer: The information provided in this article is for educational and informational purposes only. It should not be considered as investment advice or a recommendation to invest in any particular mutual fund or asset class. Past performance does not indicate future results, and investors should research and consult with a financial advisor before making investment decisions. Investing in mutual funds involves risks, including the possible loss of principal invested.
