UCO Bank has announced its audited financial results for the quarter and year ended 31st March 2026, revealing a net profit of ₹801 crore for the fourth quarter, marking an 8.39% increase quarter-on-quarter. The bank’s overall business performance also showed significant growth, with total business reaching ₹590,314 crore, a 14.95% year-on-year increase. Deposits stood at ₹327,563 crore, up by 11.59% from the previous year.
The bank’s advances grew by 19.44% year-on-year to ₹262,752 crore, with the retail segment contributing ₹68,697 crore, a 26.62% increase. The agriculture and MSME sectors also saw substantial growth, with advances of ₹37,336 crore and ₹46,291 crore, respectively.
In terms of asset quality, UCO Bank reported a gross non-performing asset (NPA) ratio of 2.17%, a 52 basis point improvement from the previous year, and a net NPA ratio of 0.28%, down by 22 basis points. The provision coverage ratio (PCR) excluding technical write-offs improved by 352 basis points to 85.47%.
The bank’s net interest income for the year was ₹10,197 crore, reflecting a 5.89% year-on-year increase, while the operating profit stood at ₹6,429 crore, a 6.49% increase. These results underscore UCO Bank’s continued focus on enhancing profitability and maintaining robust asset quality.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).