Muthoot Finance has reported significant financial activity for the fiscal year 2025-26, with incremental qualified borrowings amounting to ₹42,937.34 crore. This figure reflects the company’s strategic financial manoeuvres to bolster its capital structure and operational capabilities.
The company’s outstanding qualified borrowings at the beginning of the financial year stood at ₹51,505.86 crore. By the end of the fiscal year, this figure had increased to ₹81,034.07 crore, indicating a substantial rise in borrowings over the period.
Muthoot Finance’s credit rating remains robust, with ICRA and CRISIL both assigning an AA+/- Stable rating to the company’s unsupported bank borrowings or plain vanilla bonds. This rating underscores the company’s strong financial health and its ability to meet its financial commitments.
In addition to the incremental borrowings, Muthoot Finance also raised ₹17,422 crore through the issuance of debt securities during the financial year 2025-26. These figures pertain to long-term borrowings with an original maturity of more than one year, excluding external commercial borrowings, senior secured notes, inter-corporate borrowings, and securitisation liabilities.
The financial details provided are based on cash flows and principal maturity values, excluding accrued interest. This strategic financial management is indicative of Muthoot Finance’s commitment to maintaining a strong financial position and supporting its growth objectives.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).