UCO Bank on Monday reported a 24% year-on-year (YoY) jump in standalone net profit for the quarter ended March 31, 2025 (Q4 FY25), coming in at ₹652.43 crore compared to ₹525.77 crore reported in the same quarter last year.
The bank’s total income stood at ₹8,13,679 lakh (₹8,136.79 crore) in Q4 FY25, an increase from ₹6,98,461 lakh (₹6,984.61 crore) recorded in Q4 FY24. Interest earned rose 15% YoY to ₹6,74,459 lakh (₹6,744.59 crore). Notably, the Net Interest Income (NII) surged 23.3% to ₹2,698.49 crore in Q4 FY25 from ₹2,187.36 crore in the same quarter last year, highlighting strong core operational growth.
On the operational front, UCO Bank posted an operating profit (before provisions and contingencies) of ₹1,69,877 lakh (₹1,698.77 crore) for Q4 FY25, compared to ₹1,27,287 lakh (₹1,272.87 crore) a year ago.
In terms of asset quality, the bank’s Gross Non-Performing Assets (GNPA) ratio improved to 2.69% in Q4 FY25 from 3.46% in Q4 FY24. Net NPA also improved to 0.50% compared to 0.89% a year ago, reflecting better recovery and containment of slippages.
The bank’s Return on Assets (ROA) for the year ended March 31, 2025, improved to 0.77% compared to 0.56% in the previous financial year.
UCO Bank’s net worth stood at ₹21,10,741 lakh (₹21,107 crore) at the end of FY25, showing strong capital strength.
For the full year FY25, UCO Bank reported a net profit of ₹2,44,496 lakh (₹2,444.96 crore), compared to ₹1,65,374 lakh (₹1,653.74 crore) in FY24, marking a significant growth of over 47% YoY.
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