South Indian Bank reported a 19% year-on-year rise in net profit for the fourth quarter ended March 31, 2025. The bank posted a profit of ₹342.2 crore, up from ₹287.6 crore in the same period last year, showcasing steady earnings momentum.
However, Net Interest Income (NII) saw a marginal decline, slipping 0.7% year-on-year to ₹868.3 crore from ₹874.4 crore in Q4 FY24, indicating some pressure on core interest income.
On the asset quality front, the bank reported significant improvement. Gross Non-Performing Assets (GNPA) stood at 3.20%, down from 4.30% in the previous quarter (QoQ). Similarly, Net NPA also improved to 0.92%, compared to 1.25% in Q3 FY25.
The performance reflects the bank’s improved credit management and asset quality initiatives, even as interest margins remain under slight pressure.
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