Poonawalla Fincorp reported its financial results for the fourth quarter ended March 31, 2025, showing a sharp decline in profitability even as interest income grew. The company posted a consolidated net profit of ₹62 crore in Q4 FY25, down 81.2% from ₹331.7 crore reported in the same period last year.
Despite the steep fall in net profit, the company’s net interest income (NII) rose 11.7% year-on-year to ₹707.9 crore from ₹633.9 crore. Assets under management (AUM) stood at ₹35,631 crore, marking a 43% increase YoY and 15% sequential growth.
Pre-provision operating profit (PPOP) declined 19% YoY and 11% QoQ to ₹333 crore, indicating elevated expenses or provisions. The company’s gross non-performing assets (GNPA) improved slightly to 1.84%, down 1 basis point from the previous quarter.
Capital adequacy remained robust with a CAR of 22.94% as of March 31, 2025.
