Jammu & Kashmir Bank has released its provisional business updates for the quarter ending September 30, 2025, showing robust year-on-year growth across key metrics.
Total Business Growth
The bank’s total business increased to ₹2,57,196.94 crore, marking a 9.89% year-on-year (YoY) growth from ₹2,34,057.41 crore in September 2024. Compared to March 2025, total business has grown steadily from ₹2,52,768.18 crore.
Deposits Performance
Total deposits rose to ₹1,52,032.85 crore, up 10.23% YoY from ₹1,37,918.27 crore a year ago. CASA deposits stood at ₹69,776.56 crore, a growth of 4.09% YoY. The CASA ratio, however, declined slightly to 45.90%, down 270 basis points from 48.60% in September 2024.
Advances and Lending Growth
Gross advances for the quarter reached ₹1,07,945.04 crore, an 8.77% YoY increase from ₹99,242.01 crore in September 2024.
Investments
The bank’s gross investment portfolio grew significantly to ₹45,040.46 crore, a 13.62% YoY increase from ₹39,640.14 crore in the same quarter last year.
These figures, released under SEBI regulations and pending audit, indicate a steady expansion in the bank’s core business, driven by strong deposits and credit growth.
