Bank Albilad, one of Saudi Arabia’s leading financial institutions, has partnered with Intellect Design Arena Ltd., a global pioneer in enterprise-grade financial technology, to accelerate its digital transformation in wholesale banking. This collaboration aims to strengthen the bank’s position in the Kingdom’s evolving financial landscape while aligning with the ambitions of Vision 2030, Saudi Arabia’s strategic framework for economic diversification and technological advancement.
The transformation is powered by Intellect’s cutting-edge eMACH.ai platform—an open finance architecture built on first principles and designed to deliver deeply personalized, intelligent, and contextual banking experiences. With this implementation, Bank Albilad is reimagining its digital banking ecosystem, bringing greater efficiency, automation, and agility to its wholesale offerings. The bank’s goal is to create a future-ready infrastructure that enhances customer experience, drives operational excellence, and enables faster product innovation tailored to the needs of the Saudi market.
As part of the initiative, Bank Albilad will offer modernized, multi-channel cash management solutions with strong mobile integration and secure access to enterprise-grade tools. The use of over 100 APIs will allow the bank to deliver hyper-personalized services and products at scale, supported by advanced automation for faster onboarding and seamless data migration. These changes also reinforce Bank Albilad’s commitment to digital self-service, providing corporate clients with a unified login experience and the ability to manage finances independently while unlocking new opportunities for cross-selling and customer acquisition.
Through this strategic alliance, Bank Albilad and Intellect Design Arena are setting a new benchmark in Saudi Arabia’s wholesale banking sector. By integrating intelligent technology with customer-first design, the partnership is not only delivering business impact but also actively supporting the Kingdom’s broader goals of financial inclusion, private sector growth, and digital leadership.
