Phronetic AI, India’s pioneering full-stack Agentic AI platform and an AI technology company backed by Infibeam Avenues Ltd, has announced the launch of PayCentral.ai—the country’s first Agentic Payment Platform. The innovative platform enables AI agents to transact on behalf of merchants and enterprises, marking a significant step forward in automated payment solutions.
A Smart Payment Infrastructure for the Future
PayCentral.ai is designed as an intelligent payment infrastructure layer that integrates seamlessly with existing payment gateways and other payment platforms. This allows merchants to deliver faster, automated, and intelligent payment experiences for their customers. The platform is positioned as a foundational leap toward Agent-to-Agent (A2A) payments, transforming how digital transactions are managed.
Powered by Google’s AP2 Protocol
Built on Google’s Agent Payment Protocol (AP2), PayCentral.ai sits on top of multiple Payment Aggregators’ MCPs, offering a unified layer of autonomous, secure, and auditable payment orchestration. Merchants can now empower AI agents to perform critical tasks—such as creating dynamic payment links, handling refunds, managing subscriptions, and reconciling accounts—without any human intervention.
Revolutionizing Merchant Transactions
With this launch, Infibeam Avenues-backed Phronetic AI is setting the stage for the next generation of digital payments in India. PayCentral.ai not only simplifies payment management but also enhances operational efficiency for businesses, opening doors to smarter, AI-driven financial workflows.
