Indian Bank has disclosed its provisional business performance as of December 31, 2025, in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the SEBI (Prohibition of Insider Trading) Regulations, 2015. The data highlights consistent year-on-year growth across key balance sheet parameters, reflecting stable momentum in lending as well as deposit mobilisation.
As per the disclosure, Indian Bank’s total business increased to ₹14.30 lakh crore as of December 31, 2025, compared with ₹12.61 lakh crore a year earlier. This translates into a year-on-year growth of 13.4 percent. The rise in total business was supported by healthy growth in both advances and deposits during the period under review.
Total deposits stood at ₹7.90 lakh crore as of December 31, 2025, up from ₹7.02 lakh crore as of December 31, 2024, registering a year-on-year growth of 12.5 percent. Within the deposit mix, savings bank deposits increased to ₹2.52 lakh crore from ₹2.34 lakh crore, reflecting a growth of 7.7 percent. Current account deposits rose more sharply, reaching ₹0.43 lakh crore compared with ₹0.36 lakh crore a year earlier, marking a growth of 19.4 percent. The domestic CASA ratio stood at 39.02 percent as of December 31, 2025, compared with 40.00 percent in the corresponding period last year.
On the lending side, gross advances grew to ₹6.40 lakh crore as of December 31, 2025, from ₹5.59 lakh crore as of December 31, 2024. This represents a year-on-year growth of 14.5 percent. The retail, agriculture and MSME (RAM) domestic portfolio continued to contribute meaningfully, with RAM advances increasing to ₹3.92 lakh crore from ₹3.35 lakh crore, reflecting a growth of 17.0 percent on a year-on-year basis.
