HDFC Bank has reported a significant growth in its Net Interest Income (NII) for the second quarter of FY25. The NII for Q2 FY25 stood at ₹30,107.9 crore. This figure is derived by subtracting the interest expended (₹43,909.01 crore) from the total interest earned (₹74,016.91 crore).
The rise in NII underscores the bank’s strong performance in managing its interest-earning assets and its cost of funds. The bank’s focus on core lending activities continues to drive its profitability.
Key financial highlights for Q2 FY25 include:
- Interest earned: ₹74,016.91 crore
- Interest expended: ₹43,909.01 crore
- Operating profit: ₹24,705.74 crore
- Net profit (PAT): ₹16,820.97 crore
HDFC Bank’s ability to maintain a high NII reflects its strong lending operations and efficient cost management, positioning it for sustained growth in the coming quarters.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Please consult your financial advisor before making investment decisions.
