DCB Bank reported a steady performance for the quarter ended March 31, 2026, with both net interest income (NII) and profit registering healthy year-on-year growth, while asset quality metrics remained largely stable on a sequential basis.
The bank’s NII stood at ₹655 crore, marking a 17.4% increase compared to ₹558 crore reported in the same quarter last year. The growth reflects continued traction in core lending operations and stable interest income generation.
Net profit for the quarter came in at ₹205.6 crore, up 16.2% from ₹177 crore in the corresponding period last year, indicating consistent earnings momentum despite a challenging operating environment.
On the asset quality front, DCB Bank reported largely stable trends on a quarter-on-quarter basis. Gross non-performing assets (GNPA) stood at 2.99% compared to 2.72% in the previous quarter, while net non-performing assets (NNPA) were at 1.12% versus 1.10% sequentially. The marginal uptick suggests some pressure, though overall asset quality remains within a manageable range.
In absolute terms, gross NPAs were reported at ₹1,554.43 crore, slightly lower than ₹1,567.51 crore in the previous quarter, while net NPAs stood at ₹571.55 crore compared to ₹622.98 crore QoQ, indicating some improvement in recoveries and provisioning.
The bank’s return on assets (RoA) stood at 0.95% on an annualised basis, compared to 0.91% in the previous quarter, reflecting a modest improvement in profitability ratios.
The bank has recommended a dividend of ₹1.45 per equity share of face value ₹10 each for the financial year, subject to approval of shareholders at the ensuing Annual General Meeting (AGM) and other requisite approvals. The dividend will be paid within the prescribed timelines following shareholder approval, while the record date for the same will be announced separately to the stock exchanges.
In addition, the board has approved an enabling resolution to raise funds of up to ₹1,500 crore through the issuance of equity shares or other securities convertible into equity shares, including via Qualified Institutions Placement (QIP). The proposed fundraise is subject to shareholder approval and other regulatory clearances, and may be undertaken as required from time to time.
Overall, DCB Bank’s performance for the quarter was supported by steady income growth and stable asset quality trends, even as marginal movements in NPA ratios suggest close monitoring going forward.
Disclaimer: This article is based solely on the data provided and is for informational purposes only. It does not constitute investment advice.