Canara Bank reported a 33.2% year-on-year (YoY) rise in standalone net profit at ₹5,002.66 crore for Q4 FY25, up from ₹3,757.23 crore in the same period last year. The surge was driven by strong interest income and improved asset quality.
Key highlights (Q4 FY25 vs Q4 FY24):
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Net Profit: ₹5,002.66 crore vs ₹3,757.23 crore (↑ 33.2%)
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Net Interest Income (NII): ₹9,442 crore vs ₹9,580 (↓ 1.40%)
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Total Income: ₹37,352.80 crore vs ₹34,025.18 crore (↑ 9.8%)
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Operating Profit: ₹8,283.67 crore vs ₹7,387.46 crore
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Provisions & Contingencies: ₹1,831.71 crore vs ₹2,481.82 crore (↓ 26.2%)
Asset Quality Improvement:
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Gross NPA Ratio: 2.94% vs 4.23% (Q4 FY24)
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Net NPA Ratio: 0.70% vs 1.27% (Q4 FY24)
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Gross NPAs: ₹31,530.03 crore vs ₹40,604.57 crore
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Net NPAs: ₹7,353.31 crore vs ₹11,822.83 crore
Other Ratios:
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Return on Assets (Annualised): 1.25% vs 1.03%
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Debt Equity Ratio: 0.59
Annual Highlights (FY25 vs FY24):
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Net Profit: ₹17,026.67 crore vs ₹14,554.33 crore (↑ 17%)
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Total Income: ₹1,42,207.87 crore vs ₹1,27,654.37 crore
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Total Expenses: ₹1,10,817.61 crore vs ₹98,241.78 crore
Canara Bank’s performance this quarter reflects strong operational control, lower provisions, and robust earnings growth, backed by improved credit quality and disciplined cost management.
