AU Small Finance Bank has announced its Q2 FY25 results, reporting substantial growth across key financial metrics. The bank’s Net Interest Income (NII) increased by 57.98% year-on-year (YoY), reaching ₹1,974.36 crore, compared to ₹1,248.97 crore in the same period last year. Quarter-on-quarter (QoQ), NII also saw a rise from ₹1,920.58 crore.
Key Highlights:
- Interest Earned:
- Quarter-on-quarter (QoQ): ₹3,910.61 crore vs ₹3,769.04 crore.
- Year-on-year (YoY): ₹3,910.61 crore vs ₹2,531.05 crore.
- Interest Expended:
- QoQ: ₹1,936.25 crore vs ₹1,848.46 crore.
- YoY: ₹1,936.25 crore vs ₹1,282.09 crore.
As a result, the bank’s NII showed a strong growth trajectory, rising 57.98% YoY.
Net Profit:
The bank’s net profit saw a significant rise of 42.13% YoY, increasing to ₹571.21 crore from ₹401.83 crore in Q2 FY24. On a QoQ basis, net profit increased by 13.66%, from ₹502.57 crore to ₹571.21 crore, reflecting strong earnings momentum.
The robust performance reflects AU Small Finance Bank’s strategic efforts in improving operational efficiency and revenue growth.
