The BHIM Payments App, developed by NPCI BHIM Services Limited (NBSL), is expanding its reach with new features aimed at making digital payments simpler and more inclusive. Supporting more than 15 Indian languages, including Marathi, the app ensures accessibility across urban, rural, and semi-urban regions. It is also optimised for low connectivity areas, enabling smooth transactions even with weak networks.
In June 2025, BHIM processed 79.58 million transactions worth ₹12,110 crore, reflecting a 212% rise in volume and 46% increase in value compared to June 2024. Alongside payments, the app now provides tools such as expense splitting, family account management, spending analytics, bill reminders, and UPI Circle for partial delegation of transactions.
Ms. Lalitha Nataraj, MD & CEO, NBSL, said, “BHIM Payments App is designed to meet the needs of today’s users in the fast-evolving world of digital payments. Built for Bharat, it prioritises safety, convenience, and inclusion. It reduces cash dependency with seamless small-value transactions, even in low-connectivity areas. The App enhances the user experience while promoting financial empowerment across all sections of society.”
Launched originally in 2016 and relaunched in March 2025, the BHIM app is now in its third evolution. NBSL, incorporated in 2024 as a wholly owned subsidiary of the National Payments Corporation of India (NPCI), continues to drive financial inclusion and strengthen India’s digital payments ecosystem.
