Bandhan Bank has reported a 12.6% year-on-year (YoY) increase in its loans and advances, reaching ₹154,235 crore as of 31 March 2026. This marks a 6.2% growth from the previous quarter ending December 2025, where the figure stood at ₹145,224 crore.
The bank’s total deposits also saw a rise, recording a 10% YoY growth to ₹166,344 crore by the end of March 2026, compared to ₹151,212 crore in March 2025. On a quarter-on-quarter (QoQ) basis, deposits grew by 6.1% from December 2025.
CASA (Current Account Savings Account) deposits increased by 2.8% YoY to ₹48,751 crore, with a notable QoQ growth of 14.1% from ₹42,730 crore in December 2025. Retail term deposits rose by 30.1% YoY, reaching ₹73,796 crore, and saw a 4.4% increase from the previous quarter.
Retail deposits, including CASA, amounted to ₹122,547 crore, reflecting a 17.7% YoY growth and an 8% QoQ rise. In contrast, bulk deposits decreased by 6.9% YoY to ₹43,797 crore, although they experienced a slight QoQ increase of 1.1%.
The bank’s retail to total deposits ratio improved to 73.67%, while the bulk to total term deposits ratio decreased to 37.24%. The CASA ratio stood at 29.31% as of March 2026.
Additionally, Bandhan Bank‘s Liquidity Coverage Ratio (LCR) was approximately 131.76% as of the end of March 2026.
The bank’s collection efficiency also showed improvement, with the pan bank collection efficiency (excluding NPA) increasing to 98.9% from 98.1% in December 2025. The EEB segment’s collection efficiency rose to 98.6%, while the non-EEB segment saw an increase to 99.3%.
It is important to note that the figures for March 2026 are provisional and unaudited, pending review by the Audit Committee and the Board of Directors, and are subject to audit by the statutory auditors.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).