Can Fin Homes Limited has reported a net profit of ₹346 crore for the fourth quarter of the fiscal year ending March 31, 2026. This marks a significant increase of 31% compared to the ₹265 crore net profit recorded in the same period last year.
The company’s financial results, approved by the Board of Directors on April 24, 2026, also highlight a growth in loan assets. As of March 2026, the loan portfolio stood at ₹42,209 crore, up from ₹38,217 crore in March 2025, reflecting a 10% increase. Housing loans constitute 72% of the loan book, while non-housing loans, including commercial real estate (CRE), make up the remaining 28%.
For the twelve months ending March 31, 2026, Can Fin Homes achieved loan disbursements of ₹10,531 crore, a 23% year-on-year growth from the previous period’s ₹8,568 crore. The company’s profit before tax for the fourth quarter was ₹353 crore, a 3% increase from the previous quarter.
In terms of financial ratios, the company reported a spread of 2.92% for Q4 FY26, with a net interest margin of 4.19%. The return on assets (ROA) was 3.29%, while the return on equity (ROE) stood at 23.12%. The debt-to-equity ratio was reported at 6.40.
Can Fin Homes has maintained a robust liquidity position, with a liquidity coverage ratio of 563.50% as of March 31, 2026, well above the required 100%. The company also has documented undrawn bank lines amounting to ₹2,540.92 crore to support future business commitments.
The deposit portfolio of Can Fin Homes was valued at ₹220.21 crore, with a 7.50% interest rate offered for 36-month cumulative deposits. Senior citizens are entitled to an additional 0.25% interest rate. The company’s fixed deposit programme is rated “AAA” by ICRA with a stable outlook.
Can Fin Homes’ short-term borrowings, including commercial paper, are rated “A1+” by CARE and ICRA, while its long-term debt instruments are rated “AAA Stable” by both agencies.
The company continues to expand its retail network, operating 249 branches and offices across 21 states and union territories in India.
Disclaimer: This article is based on a regulatory filing submitted to the National Stock Exchange of India (NSE).