Janata Sahakari Bank Pune (JSBL Pune) has selected the TCS BaNCS Global Banking Platform to modernise its core and digital banking infrastructure. The initiative is aimed at improving operational efficiency and enhancing customer experience across digital and physical banking channels. The transformation will be implemented by Tata Consultancy Services, which will support the bank’s transition to a modern, integrated banking ecosystem.
The deployment of the TCS BaNCS platform will enable JSBL Pune to offer a seamless omnichannel experience across web, mobile and offline touchpoints. The upgraded system will cover core banking operations, payments, trade finance, and AML and KYC compliance capabilities. According to the bank, the new platform is expected to support its growth plans while strengthening enterprise performance, credit quality and risk controls.
The modernisation initiative is also designed to help the bank align with evolving regulatory requirements issued by the Reserve Bank of India, including guidelines related to credit risk management, digital banking operations, cybersecurity and customer protection. The transformation is expected to improve compliance monitoring and reporting through integrated and automated processes.
Established on October 18, 1949, Janata Sahakari Bank Pune is a prominent player in India’s co-operative banking sector. The bank offers savings accounts, depository services, loans and credit facilities, along with digital banking services for individuals and local and semi-urban businesses. JSBL Pune has a wide operational footprint across the country and has been gradually adopting digital technologies to improve service delivery.
As part of the new ecosystem, the bank will introduce digital onboarding and self-service portals to streamline account opening and customer servicing processes. The platform is expected to improve service accuracy and processing speed while providing customers access to newer banking products. The use of scalable, API-driven architecture is intended to help the bank respond efficiently to changing market requirements.
The transformation will also allow JSBL Pune to move towards digitised trade finance operations, enabling real-time transaction processing, integrated risk management and enhanced compliance oversight. These capabilities are expected to improve operational transparency and reporting efficiency.
The TCS BaNCS Global Banking Platform is available both on-premise and on cloud infrastructure. It is designed to help banks and financial institutions offer digital-first products and services across customer life cycles, supported by a modern core and a broad catalogue of APIs. The platform is increasingly being adopted by co-operative banks seeking to upgrade legacy systems and integrate with the wider financial ecosystem.
TCS has been associated with India’s banking and financial services sector for several decades, providing technology solutions to banks, financial institutions and government bodies in India and overseas. Its offerings are used across areas such as banking platforms, digital public infrastructure and citizen-centric service delivery.
