Shares of DCB Bank surged sharply in morning trade after the lender reported a strong set of Q3 FY26 earnings, with improvement across core profitability metrics and asset quality. The stock climbed more than 8% intraday, touching a fresh 52-week high of ₹197.90 on the NSE, reflecting positive investor reaction to the results.
In the December quarter of FY26, DCB Bank reported a 15% year-on-year rise in net interest income, which came in at ₹625 crore compared with ₹543 crore in the corresponding quarter last year. Operating profit for the quarter increased 19.1% year-on-year to ₹323 crore, up from ₹271 crore, supported by steady loan growth and controlled operating costs.
Net profit for the quarter stood at ₹185 crore, registering a 22% year-on-year increase from ₹151 crore reported in Q3 FY25. Provisions rose 10.3% to ₹74.1 crore compared with ₹67.2 crore a year earlier, even as the bank continued to show improvement in asset quality indicators.
On the asset quality front, gross non-performing assets declined on a sequential basis to 2.72% from 2.91% in the previous quarter, while net NPA improved to 1.1% from 1.21% quarter-on-quarter. The sequential improvement in both gross and net NPAs indicated relatively stable credit performance during the quarter.
Following the earnings announcement, DCB Bank shares opened at ₹188.49, above the previous close of ₹182.90. During the session, the stock moved between an intraday low of ₹188.00 and a high of ₹197.90. With this move, the stock reached its 52-week high, while the 52-week low stands at ₹101.41.
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