South Indian Bank on Thursday, January 1, reported healthy business momentum for the quarter ended December 31, 2025, with double-digit year-on-year growth in both advances and deposits, according to a regulatory filing.
The bank’s gross advances rose 11.27% year-on-year to Rs 96,765 crore as of December 31, 2025, compared with Rs 86,966 crore in the year-ago period. The lender clarified that during the quarter ended March 2025, it had technically written off Rs 900 crore, and excluding this impact, the year-on-year loan growth would have stood at 12.43% .
Total deposits increased 12.17% year-on-year to Rs 1,18,211 crore, up from Rs 1,05,387 crore as of December 31, 2024, reflecting steady accretion during the quarter .
The bank also reported a strong improvement in low-cost deposits, with CASA balances rising 14.65% year-on-year to Rs 37,640 crore. As a result, the CASA ratio improved to 31.84%, marking an expansion of 69 basis points compared to the same period last year .
South Indian Bank stated that the figures are provisional and subject to limited review by its statutory auditors. The lender has also hosted the business update on its official website, as per stock exchange disclosure requirements .
